Terms of Service

Effective Date: May 11, 2026 · Last Updated: May 11, 2026

These Terms of Service (“Terms”) govern your access to and use of the PhoneGal service operated by PhoneGal LLC, a Kentucky limited liability company (“PhoneGal,” “we,” “us,” or “our”). By creating an account, clicking “I agree,” or otherwise accessing or using the Service, you agree to be bound by these Terms. If you do not agree, do not use the Service.

IMPORTANT — PLEASE READ CAREFULLY. These Terms include (a) a binding individual arbitration agreement and class-action waiver in Section 18; (b) a strict limitation of our liability in Section 17; and (c) your obligation to indemnify us in Section 16. They affect your legal rights.